The Importance of Honesty in the Homebuying Process
There’s that cliché line of “honesty is always the best policy,” and to me it couldn’t ring truer when it comes to the early stages of the home buying process, and most importantly the pre-approval process. It is critical to be honest with the loan officer in those early conversations about debts, wages, and relationships, because once we get under contract, I can almost guarantee they will find out one way or another.
I think many of us wish we made more money, myself included, but there is nothing to be ashamed of when being honest about how much you can afford. By being honest about this up front it allows us to see exactly where we should go up or down in budget, and how things like…
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