Real Estate Blog

The Importance of Honesty in the Homebuying Process

There’s that cliché line of “honesty is always the best policy,” and to me it couldn’t ring truer when it comes to the early stages of the home buying process, and most importantly the pre-approval process. It is critical to be honest with the loan officer in those early conversations about debts, wages, and relationships, because once we get under contract, I can almost guarantee they will find out one way or another. 

I think many of us wish we made more money, myself included, but there is nothing to be ashamed of when being honest about how much you can afford. By being honest about this up front it allows us to see exactly where we should go up or down in budget, and how things like…

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Video transcript:

Hey guys, I'm Steve. And this is the Steve Volkers Group, and this is September's market data update dump. I'm gonna try to keep it at 10 minutes. We'll see Kev. I don't know. I might be able to do it this this month. I feel like some of it might be possible, but we're using obviously August data Kev puts together this big book for us from our association, and then he chops it all up and we get lots of great.

Feel free to put a comment below in the video. If you want a copy of this, if you don't have a copy, we're welcome to send it to you each month. But this month I, I got this fancy new notebook, so I'm gonna use it cab, but. The topic of this month is don't chase the market. That’s what we talked about in our meeting…

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There’s a running joke amongst some real estate agents that many of us left the feeling of a comfortable salary and being told what to do by a boss, being chained to a desk or phone for 40 hours per week, only to become a real estate agent and work 24/7. Sure there are perks like building your own business, having no income caps, and enjoying flexible working hours but that comes with clients calling and texting you at all hours, other agents that you need information from that may not respond or be nice, 100 % commission only, all the license and access fees and of course getting paid last after all the hard work.

Television makes this job look so easy and glamorous. In reality, it is not. Some days I feel less like a realtor and more like a truck…

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The Millers

Hi friends! Millers here.

Life is crazy huh? One week you’re in Florida enjoying the sun and family, and the next you’re dealing with a health pandemic.

We want you to know that we do not take this lightly and understand the fears and anxiety that this new pause on life has caused. However, despite how hard it has been and might continue to be, we are attempting to turn our worry into positivity!

This has redirected our focus and allowed us to trust God and have the faith that He has a plan in all of this. We both are pretty big control freaks and planners so this setback has settled us into the posture of leaning into our faith rather than our own efforts.

So with all that being said...you may be thinking, “what does this mean for the…

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When it comes to buying a home, there is a lot to think about. From the location, to how many bedrooms, to garage space, there are multiple factors to consider. How about buying an existing home versus buying new construction? We have lived in both an existing home and in a new construction home, and while there are definitely pros to both, I think it is important to highlight why new construction is a great option.

1. New construction homes are move-in ready.

While this may seem like a fairly obvious point, I think that it is an important one to reiterate. While an existing home may have some old charm, oftentimes, it does require some work, whether that be simply updating some outdated countertops or as costly as replacing an old roof. The…

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Video Transcript:

Hey, I'm Steve Volkers and we're the Steve Volkers Group. I think it's like a lair now. I feel like this is our like, like secret sauce lair but we are doing the July numbers in Grand Rapids, Michigan, which is basically Kent county. The data that we get from our association each month, big cab behind the camera puts together.

This booklet of information. It is data that is, is accessible by agents, but Kev puts all of his fancy spins on it, adds all kinds of math to it. And so then I get to spill out the information that Kev does with real life stories, working with buyers and sellers. So we have been talking about the market shift or last month, if you played along all the verbs or all the nouns or whatever, I'm not good…

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Download the Data PDF

Video transcript:

Hey, I'm Steve Volkers. This is the Steve Volkers group, which is my name kind of goofy. Right. But it's my company. So it's my name. We are talking market data and we're gonna talk, this is, uh, the July episode, but talking June to the past and we've been rolling with this Kev. I feel like we got a pattern going.

I talk too long, even though I'm gonna be sort of shorter every time in my mind, but there's always good things to talk about. This came out of just my 16 years of experience. A lot of people ask me about the market what's happening in residential real estate market in west, Michigan and economy and those kind of things.

And I just like keeping up with it. So, uh, Kev was like, we…

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I find that it's easy for buyers to criticize homes that they view because they want the best. Homes are expensive, it’s a big decision and they want the most they can afford with the highest quality materials, design, and no imperfections. Who wouldn’t want that, but in reality, very few homes will be perfect from the moment we walk into a showing for the next buyer. If you’re looking for perfection and nothing to change, my suggestion is to research new construction and we can go that route. A home that isn’t new construction will rarely be perfect and that’s because a home is more than just materials. 

I like to think that people putting their home on the market truly try their best in getting it prepared to appeal to the most people and put…

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Hey, I'm Steve Volkers broker owner of the Steve Volkers group here in the great city of Grand Rapids, Michigan and summer has started for us. Sun's coming out right now, and 61 degrees today feels like summer. But anyway, it's kind of fun to be able to enjoy what we call is bingeing summer in west Michigan, but you're not here to listen to me.

Talk about summer and all my fun activities, your here, because Kevin and I are throwing down. The monthly data, right for the last month kept throws this booklet together for free download…grab-it, snag-it. He's constantly adding new sheets. So he added the, the interest rate sheet right this month. So you can sort of see a trend since 2017 to now we're definitely higher, uh, where the, where the peak of…

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Submitting an offer in a competitive market where you know there are multiple offers feels a bit like sending a racehorse to the starting gate and hoping for the best. Given that it is May and the Kentucky Derby takes place on the first Saturday in May followed by the Preakness just a couple of weeks later, I can’t help but notice the similar feelings and emotions. For the Kentucky Derby 20 three-year-old racehorses are loaded into a starting gate after years of careful planning and strategizing, only to let loose to run hopefully what will be their best race for what is known as the greatest two minutes in sports. 

Anyone that knows horseracing, knows the favorite horse doesn’t always win the race. There are many factors at play in these races:…

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