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Hey, I'm Steve, and this is a Steve Volkers group in Grand Rapids, Michigan, and this is market data update. We are in December, obviously we're talking in arrears, so we're talking about November's data. And passed, and it has been eventful this year. Kevin, I, uh, I just wanna say thank you behind the camera. I gotta take a picture of you, big guy, because this has been fun.

We started this at the beginning of the year just with the idea that things were gonna change. We could see a shift coming or something was gonna adjust. I noticed a lot of agents were just publishing stuff saying, oh, this is never gonna end. This is gonna be amazing. Um, and then we saw a correction, so we want to talk about that.

Um, and…

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