Homeownership comes with a myriad of joys and responsibilities. One of the responsibilities that homeowners often encounter is dealing with potential property damage, whether caused by natural disasters, accidents, or even the actions of their neighbors. A common scenario that raises questions about home insurance coverage is when a neighbor's tree falls onto your house. Who is responsible for the damages, and whose insurance pays for it? In this blog post, we will delve into the complexities of this situation and provide insights into how home insurance typically works in such cases.
The first step in understanding how insurance coverage comes into play when a neighbor's tree falls on your house is determining liability.…
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