The Season of Gift Giving
Posted by Ariel Christy on
Now that we are in November and inching closer to Christmas, the season of giving is in full swing. As a person who has gifts at the top of my love language, I couldn’t be happier about this time of year. There’s nothing I love more than shopping and picking out the perfect presents for the people I care about most. As a realtor however the concept of gift giving can get a little complicated.
One of the many changes following the crash from 2008 is the tightening and attention given to RESPA. RESPA stands for Real Estate Settlement Procedures Act and isn’t new. In fact, it was signed into law in late 1974 and provides consumers with proper disclosures regarding settlement costs for closings and the transparency and elimination of referral fees and…
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